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The Buying Process

We're client focused, experienced, connected and award-winning realtors who want to help you find your next home.  This can be a very stressful time and this is why we have prepared an easy to understand guideline on the step by step process.

PROVEN  WINNING STRATEGY 
=
PEAK
SUCCESSFUL
RESULTS

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Prepare To Buy Your Home

Be Financially Ready

  • Talk to your financial representative

  • Get a mortgage pre-qualification

  • Save for your down payment

  • Prepare for your deposit (min 5% of purchase price usually required 24 hours after the offer acceptance)

Hire A Realtor

  • Hire an independent realtor to represent you

  • Sign a buyer representation agreement

  • Discuss your home search criteria

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Define Your Home Criteria

The MINK Group will review and discuss what's most important to you in a home. We'll set your custom home search, and will notify you when a property meeting your criteria gets listed so you get access to it before it's on realtor.ca

Home Search

Visit Homes

Once you like a property and would like to visit it, we will coordinate the viewing on your behalf. At that time, we will advise and consult you on comparable properties and work with you to prepare an offer should you want to proceed.​

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Discuss Offer Strategy

The MINK Group will collect background information on the property (How old is the furnace/ AC, windows, roof etc... ) as well as the seller's situation (Have they bought already? Why are they selling? Are there any other offers?) This will help our team advise you on the offer strategy.

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We will guide you every step of the way and advise you on strategy, price, conditions, closing dates and inclusions to put in your offer. We will prepare, present and negotiate your offer on your behalf, keeping your best interest our priority with honesty and full disclosure.

Terms & Conditions

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What To Expect

  • The bank/ mortgage broker will transfer the money to the lawyer to complete the purchase (typically in the morning by mid day)

  • The lawyer confirms the title change and transfers the funds to the selling party

  • The money and title change is confirmed and the lawyer contacts the buyers to pick up the keys (typically by late afternoon)

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Typical Closing Costs

  • Legal fee & disbursements

  • Land transfer tax

  • Mortgage insurance

  • Property tax

  • Prepaid utilities adjustments

  • Property appraisal

  • Home inspection

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Signature Tips

Why A Buyer's Agent?

1.  IT'S FREE

Our service fees are paid by the seller's listing brokerage​.​ *some exceptions may apply*

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2. UNBIASED MARKET EVALUATION

We are trained in all aspects of real estate, including understanding supply, demand and economics in Hamilton/Burlington and surrounding areas. A comprehensive knowledge of the available homes in your neighbourhood is one of our strongest assets.

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2. IT'S IN YOUR BEST INTEREST

A seller's REALTOR® represents the seller in the transaction, and as part of their fiduciary duty, must ensure that the seller's (and not your) position is represented throughout the entire process. Our job is to work for you, to be on your side, ensuring that your best interests are looked after.

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4. WE WILL NEGOTIATE ON YOUR BEHALF

There is always room for negotiations. Even if you prefer not to haggle, as your Realtors, we will professionally negotiate on your behalf. Your home is one of your biggest investments and we will make sure you are getting a price that works best for you.

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5. PEACE OF MIND

Whether you are buying your first home or fifth, the process of buying a home can be an emotional, time-consuming venture. Having an experienced, dedicated and knowledgable team working for you will make all the difference.

WHAT TO KNOW

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